Key Ledgers provides independent financial analysis of PCP, HP and consumer finance agreements, supporting solicitors in mis-selling and unaffordable lending disputes.
Whether discretionary commission arrangements were properly disclosed to the consumer, and whether the broker had authority to set the interest rate.
Analysis of whether the lender carried out appropriate affordability checks and whether the finance was suitable given the consumer's circumstances.
Calculation of the excess interest paid compared to a fair rate, and any other financial loss arising from the mis-selling.
Independent financial analysis in civil and criminal disputes. Fund tracing and loss quantification.
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Independent assessment of lending decisions - income, expenditure and creditworthiness to evidential standard.
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CPR Part 35 compliant reports and court attendance. Duty to the court.
View serviceWe respond to all enquiries the same working day. Instruction details are treated as confidential from the first contact.
"We respond to all enquiries the same working day."