"The financial impact of an event is rarely what the insurer first calculates."
Key Ledgers reconstructs pre-interruption financial performance and produces defensible quantum reports for insurance claims and civil litigation.
Business interruption claims require the reconstruction of what would have happened financially if the interruption had not occurred. That hypothetical - the "but for" position - must be built on defensible assumptions and sound methodology.
Key Ledgers prepares quantum reports for both insurance claims and civil litigation. Instructions come from policyholders, insurers, claimant and defendant solicitors.
Working with policyholders and insurers to establish the financial loss arising from property damage, supply chain failure or forced closure.
Preparing quantum reports for solicitors in breach of contract, professional negligence and other commercial disputes.
Reviewing and responding to quantum reports prepared by opposing experts, identifying methodological weaknesses.
Reconstruction of pre-interruption financial performance and defensible loss modelling used to support a six-figure insurance recovery. The report withstood challenge from the insurer's own appointed expert. Key issues included the appropriate base period for performance, the treatment of industry trends and the calculation of the indemnity period.
"The report was watertight. Every assumption was documented, every calculation was traceable. The insurer's expert had nothing to challenge."
Independent financial analysis in civil and criminal disputes. Fund tracing and loss quantification.
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CPR Part 35 compliant reports and court attendance. Duty to the court.
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Analysis of consumer finance agreements and mis-selling claims.
View serviceWe respond to all enquiries the same working day. Instruction details are treated as confidential from the first contact.
"We respond to all enquiries the same working day."