At Key Ledgers, we are a team of Chartered Certified Accountants who go beyond traditional compliance work. Since 2012, we’ve specialised in helping property investors structure, fund, and scale portfolios while protecting value through forensic accuracy and CFO-level strategy.

Our clients range from individual investors and developers to care providers and large property groups. Whether it’s maximising returns on HMO conversions, structuring multi-million-pound developments, or preparing independent forensic expert reports for law firms and insurers, we bring both technical precision and commercial insight.

People at Work

Transparent – Detailed – Unbiased

Lost Revenue Doesn’t Have to Stay Lost.

Clarity that drives action

We empower property investors and businesses with clear, defensible financial insight from structuring portfolios and securing funding to quantifying losses with forensic accuracy.

Protect and grow value

To simplify complex financial challenges, save time with efficient reporting, and deliver strategies that maximise returns while safeguarding wealth.

Confidence in every decision

To be the trusted partner for property investors and legal professionals, blending forensic expertise with CFO-level strategy so no opportunity is lost to unclear numbers.

Integrity– We uphold the highest ethical standards in all our work.

Strategy – Combining deep technical knowledge with strategic insight

Results– Focused on delivering tangible benefits for our clients

Why Investors Choose Us ?

  • Forensic Expertise : Over 150+ Expert Witness and Business Interruption reports prepared for litigation and insurance.

  • Property Finance Strategy : Real- world experience in developments worth El 00m+, with hands-on knowledge of funding, refinancing, and tax-efficient structuring.

  • Virtual CFO Services : Board-level financial leadership without the full-time cost, giving investors clarity, control, and confidence.

  • Trusted Compliance : Bookkeeping, VAT, CIS, and tax returns remain core, but always with a bigger picture in mind.

Transparent – Detailed – Unbiased

Our Difference

We believe numbers are more than compliance. They tell a story of opportunities, risks, and long-term growth. By combining accountancy discipline, forensic independence, and strategic finance leadership, we give property investors the tools to grow with confidence.

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Million + in developments.
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Flats converted
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Million Across 36 HMOs (£500k avg)

Transparent – Detailed – Unbiased

Why Choose Key Ledgers?

At Key Ledgers, we go beyond compliance. We act as your strategic finance partner combining the precision of forensic accounting with the forward-thinking approach of a Virtual CFO, especially in the property sector. Our role is to bring clarity and structure where others create uncertainty. From funding and refinancing strategies to cashflow management and loss quantification, we ensure your financial decisions are based on facts, not assumptions.
Business Meeting
Transparent & Clear

We explain complex financial matters in plain English so you can act with confidence.

Strategic & Practical

Whether it’s property finance, HMOs, developments, or care business, we design structure that minimise tax and maximise returns.

Independent & Objective

Our advice is always impartial, built on evidence, and focused on your long term success.

About Bharat Varsani FCCA

  • Chartered Certified Accountant and Managing Partner at Key Ledgers, with 25 years of experience in practice, consultancy, and Virtual CFO roles.
  • Specialist in forensic accounting including Part 35 Expert Witness reports, business interruption analysis, and litigation support.
  • Extensive property finance expertise: advised on the development of 400+ flats and apartments worth £140m, and overseen the conversion of 36 residential properties into HMOs valued at £40m.
  • Trusted Virtual CFO for care providers, property developers, and SMEs bridging compliance with strategic growth.